How do I process payments online for my eCommerce Store?

Your merchant account is what allows you to accept payments. The merchant account is set up between you and a merchant provider, and does not have anything to do with us.  The ecommerce site designed by 1800MyWeb connects through our server, to the merchant provider's server and sends it the credit card details your customer just typed into the ecommerce website customer interface. The merchant provider then charges the customer's card, and moves the funds into your account with them. How you get paid by the merchant provider varies from provider to provider, but normally they will either deposit into your account directly, send you a check, or send you a PayPal payment. The credit card information, when in transit between your client's computer and your server must be encrypted for safety reasons. This is why you need an SSL certificate(c).  1800MyWeb provide FREE Shared SSL Certificates, but you may purchase a private one.

The SSL certificate can be thought of as a lockbox for your data - while it doesn't make it any harder for anyone to get a hold of the data, it encrypts it to the point that nobody can understand it. In addition to encrypting data, the SSL shows visitors that your business is legitimate, and will not attempt to defraud them in any way.

 

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